


EMBRACE CHANGE FOR FINANCIAL WELLNESS
What is your standard response to change? Do you resist or embrace life’s transitions? Do you view change as positive, negative, or simply inevitable? I suggest that change is an essential part of life.

A money-savvy guide to joyful giving
What do you think of when you reflect on holidays gone by? Do you have sweet memories of time spent with friends and family, or unpleasant recollections of frantic gift-buying, stress, and debt?

Navigating the complexities of caregiving
Many of you may find yourself in the same situation I have been in for 15 years, working through how to care for your aging parents or other relatives in a way that honors them, gives them as much independence as possible while keeping them safe, doesn’t harm your mental or physical health and doesn’t bankrupt everyone.

You don’t have to be a Financial Statistic
Statistics are interesting numbers. Some people love them, and others think they are a way to twist things to a particular advantage.